This section provides information on the various pension schemes at Cumbria Fire and Rescue.
To find information about your pension, contact Local Pension Partnership Administration (LPPA) and register / access your pension information via the online portal - https://www.lppapensions.co.uk/members/
Local Pensions Partnership Administration are the people responsible for administering the firefighters' pension scheme on behalf of the government.
For pension queries please contact LPPA via the website.
Cumbria Local Government Pension Scheme is open to all employees apart from uniformed fire fighters who have their own pension schemes. Pensions form a valuable element of an employee's remuneration package and you are now able to access your own Local LGPS membership record securely from the LPPA website. Information is also available from the LGPS Website.
Cumbria's Pensions Service is administered by Local Pensions Partnership Administration on behalf of Cumbria Fire and Rescue Service.
For pension queries please contact LPPA via their Website - Local Pensions Partnership Administration (lppapensions.co.uk)
Interested in an early retirement, or retiring with more money?
Cumbria Fire and Rescue Service are giving staff access to an new employee benefit that can offer just that!
Shared Cost Additional Voluntary Contributions (Shared Cost AVCs) facilitated by AVC Wise are a cost-efficient way to help build your retirement fund if you're a member of the Local Government Pension Scheme (LGPS).
How does it work?
As the employee, you'll agree to a reduction in salary which will be paid into your Shared Cost AVC. This is called 'salary sacrifice'. You'll pay £1 a month into your Shared Cost AVC from your gross salary and Cumbria Fire and Rescue will contribute the rest of your agreed amount via salary sacrifice.
AVCWise has undertaken various presentations around the county. Please see the slides from the presentations below:-
Sarah agrees with her employer to contribute £100 a month into her Shared Cost AVC via salary sacrifice.
That means she contributes a fixed monthly amount of £1 into her Shared Cost AVC from her gross salary and her employer contributes the remaining £99 via salary sacrifice.
As her employer's contribution is made through a salary sacrifice arrangement, she'll receive both Income Tax and National Insurance Contributions relief - helping her save for the future whilst saving money today!
Visit www.avcwise.co.uk/employee for more information or get in touch with the team by email email@example.com or call 01252 784546.
LPPA run regular pension surgeries and training courses, current events include:
In addition to LPPA courses. Cumbria Fire and Rescue also runs Online Retirement courses.
Link to Course Details: Pre Retirement Courses 2022
Retirement Essentials Webinar
- The sessions will include a summary of the retirement benefits the LGPS will provides you as a Member
- A My Pension Online demonstration illustrating the ease at which you can produce your own pension projections, update your personal details, and complete a nomination form all online
- A clear overview of the retirement process, including the options available to you when you retire. These essential information sessions will tell you what you really need to know.
Firefighters Pension Scheme
Ill-Health Retirement - LGPS
A guide for managers and employees where employees can no longer work for Cumbria Fire and Rescue due to ill health.
To refer an employee to the Occupational Health Service please follow this link to The Occupational Health Pages
Information on the LGPS site: Local Government Pension Scheme explained - Which?
Information on the Fire Pensions site: Survivor's pension | Firefighters' Pension Scheme (fpsmember.org)
For employees who wish to appeal against a pension benefits decision.
The Fire Pension Discretions for the 1992, 2006, 2015 Fire Pension Schemes and the Compensation Scheme set out how the Scheme Manager intends to exercise certain discretionary functions available within these schemes.
For managers and employees and provides the council's policy in relation to its exercise of certain discretionary functions available under the LGPS regulations.
People and Talent
Senior Pensions Advisor - please email Pensions@cumbriafire.gov.uk