Local Government Pension Scheme

Cumbria Local Government Pension Scheme is open to all employees apart from uniformed firefighters who have their own pension schemes. Pensions form a valuable element of an employee's remuneration package and you are now able to access your own Local LGPS membership record securely from the LPPA Website. Information is also available from the LGPS Website.

• Join my pension online poster
• Member Self Service 'how to register/sign in'

Cumbria's Pension Service is administered by Local Pension Partnership Administration on behalf of Cumbria Fire and Rescue Service. 

For pension queries please contact LPPA via their website.

Death in Service Guidance

Information on the LGPS Site: Local Government Pension Scheme explained - Which?

LPPA: Bereavements • Local Pensions Partnership Administration

For information only for managers as this procedure is managed by HR

• LGPS Deferred Benefits Procedure

For employees who wish to apply for early release either in the interests of the efficiency of the service or under the rule of 85.

• LGPS Early Release Procedure

A guide for managers and employees where employers can no longer work for Cumbria Fire and Rescue Service due to ill health.

• LGPS Ill Health Retirement Procedure
• LGPS Ill Health Retirement What to Expect
• LPA Members Personal Details Form
• LPA Employer Active Member Ill Health Certificate

To refer an employee to the Occupational Health Service, please follow this this to the Occupational Health Portal

For employees who wish to appeal against a pension benefit decision.

• LGPS Internal Dispute Resolution (Appeals) Procedure

For managers and employees. This provides the service's policy in relation to its exercise of certain discretionary functions available under the LGPS regulations.

• LGPS Employer Discretions

Interested in an early retirement, or retiring with more money?

Cumbria Fire and Rescue Service are giving staff access to a new employee benefit that can offer just that!

Shared Cost Additional Voluntary Contribution (Shared Cost AVCs) facilitated by AVC Wise are a cost-efficient way to help build your retirement fund if you're a member of the Local Government Pension Scheme (LGPS).

How Does it Work?

As the  employee, you'll agree to a reduction in salary which will be paid into your Shared Cost AVC. This is called 'salary sacrifice'. You'll pay £1 a month into your Shared Cost AVC from your gross salary and Cumbria Fire and Rescue Service will contribute the of your agreed amount via salary sacrifice.

For Example

Sarah agrees with her employer to contribute £100 per month into her Shared Cost AVC via salary sacrifice.

This means she contributes a fixed monthly amount of £1 into her Shared Cost AVC from her gross salary and her employer contributes the remaining £99 via salary sacrifice.

As her employer's contribution is made through a salary sacrifice agreement, she'll receive both Income Tax and National Insurance Contributions relief - helping her save for the future whilst saving money today!

Visit Home | For all your financial wellbeing needs | My Money Matters for more information or get in touch with the team by email support@my-money-matters.co.uk or call 01252 959779.

LPPA run pension training courses, current events include:

LGPS Scheme Essentials

In addition to LPPA courses, Cumbria Fire and Rescue Service also run online retirement courses.

Retirement Essentials Webinar

Visit for more information: Local Pensions Partnership Administration - Local Government, Fire & Police

• The sessions will include a summary of the retirement benefits the LGPS will provides you as a Member
• A My Pension Online demonstration illustrating the ease at which you can produce your own pension projections, update your personal details, and complete a nomination form all online
• A clear overview of the retirement process, including the options available to you when you retire. These essential information sessions will tell you what you really need to know.